planning | living | loving life

Blogmas Day 4: Christmas on a Budget

Let’s be honest…it’s SUPER easy to just storm head first into the holidays without making a plan.    I would love to be able to just spoil my family with all the trimmings; from decorations, to food to gifts.  But the reality is, it’s just not realistic.  So over the years I’ve come up with some tips to make Christmas magical on a budget.  I really hope you enjoy this list!  Let me know in the comments section how you save money during the holiday season!

Note:  This post contains affiliate links which means if you click the link and make a purchase, I may receive a small commission.


When I first got married I was convinced that my Christmas had to look like something out of Southern Living.  I spent a FORTUNE on all the trimmings..even the tree was an investment.  Now, I do things  a bit differently.

  1. Shop the dollar stores – you can really find some diamonds if you’re willing to look closely.
  2. Buy after the season.  You can get artificial trees and decorations for up to 75% off OR  MORE!
  3. Ask family for hand me downs.  Some of my favorite ornaments and decorations belonged to family.
  4. Check out thrift stores.  Again, you can really find some diamonds this time of year and it’s a REALLY good idea to look here AFTER the holidays.

Food and Festivities

  1. Coupons – I’m not the “coupon clipping” type but I really wish I was.  I do find some great savings using coupons this time of year and the grocery stores all seem to have great offers on the things you need for your holiday meals.
  2. Free Christmas Shows – Check your local newspaper and look for local holiday shows and events that won’t cost much, if anything at all.
  3. Handmade Host/Hostess Gifts – If you find yourself invited to everybody’s holiday party, it can get quite expensive to purchase a host/hostess gift for each one.  Use Pinterest to get ideas for homemade gifts!  I find that handmade gifts are extra special because they come from the heart.


  1. Ebates – I do most of my shopping online because it’s just so much easier.  I ALWAYS use Ebates to do my online shopping because I get cash back on all of my purchases.  It’s totally free to sign up and to date I’ve earned $406.63.
  2. Limits – Make a list of everyone on your gift list and set a budget for each.  If you don’t have a budget, it’s very easy to lost track of how much you’ve spent.
  3. Handmade Gifts – Again,  gifts don’t have to cost a lot of money and your friends and family will love receiving a thoughtful gift handmade by you!

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